HAVE AT LEAST ONE OPEN AND ACTIVE CREDIT CARD
KEEP CREDIT CARD BALANCES LESS THAN 30% OF THE LIMIT
USE YOUR CREDIT CARD MONTHLY TO BUILD CREDIT WITH ACTIVITY
DON’T CLOSE CREDIT CARDS
DON’T CLOSE ANY ACCOUNTS
DON’T APPLY FOR ANY NEW ACCOUNTS OF ANY KIND
DON’T CO-SIGN FOR ANYONE/ANYTHING
DON’T LET ANYONE ELSE PULL YOUR CREDIT!!
DON’T PAY COLLECTIONS
I have people that can help you with your credit issues. The higher your credit score, the better your rates can be for a purchase or refinance. FHA, VA, Fannie Mae, Freddie Mac, USDA, or Jumbo Loans all have advantages for higher credit scores.
Most people don’t have the time to monitor their own credit repair. This is why I refer my clients to an outside company as their services include:
Feel free to contact me at 206-283-5626 (LOAN) if I can help you with your credit issues.